Real Estate Professionals You Will Need in Your Corner

Getting ready to buy a new home can be an exciting experience. That being said, it can also be a complex process that requires the help of several different real estate professionals, each with their own roles.

Mortgage broker:  A mortgage broker is the person who will find you the best mortgage rates and secure a mortgage so that you have the funds to buy a house. Your mortgage broker will help you to better understand the different types of mortgages available and work with different lenders to obtain funding.

Real estate agent: This is the real estate professional that will help you find that perfect home. Working through your list of needs and wants, your real estate agent will find the houses that match this list, within your price range.  Once you have decided on a house, your real estate agent will work with you through the negotiation process, helping to get you the best deal.

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Home inspector: One of the conditions of the sale should be a home inspection and a home inspector will go through the house to ensure that it is not only safe but that it meets all of the building code specifications and that no unexpected repairs will be needed. If there is anything, this can either be included in the negotiation (as costs covered) or at least you will be aware of it. Not having a home inspection can equal major costs to you in the long run.

Insurance broker: Homeowners insurance covers unexpected occurrences such as theft, fire or an explosion, and an insurance broker will help find the best rates to ensure that you are covered. This means that if these situations occur that you are protected and your replacement costs are covered.